Best 10 WooCommerce Store Credit Plugins You Should Know

Are you looking for the best WooCommerce store credit plugins? If you are, keep reading this post. Here, we will show you 10 of the best store credit plugins you should try.

Building customer loyalty is one of the biggest challenges for any online store, and offering store credit is one of the most effective ways to keep shoppers coming back.

Instead of relying solely on traditional coupon codes or one-time discounts, WooCommerce Store Credit plugins allow you to reward customers with credits they can use on future purchases.

This not only boosts repeat sales but also helps reduce cart abandonment and improves the overall customer experience.

In this article, we’ll look at the 10 best WooCommerce Store Credit plugins that can help you reward loyal customers, increase engagement, and drive more sales.

Whether you’re running seasonal promotions like Black Friday, implementing a loyalty program, or recovering abandoned carts, these plugins provide the flexibility and automation you need to grow your store.

What Are WooCommerce Store Credit Plugins

WooCommerce Store Credit plugins are specialized WooCommerce plugins that allow store owners to issue store credit to customers as a form of payment, reward, or incentive.

Instead of giving direct refunds or traditional coupon codes, store credit can be added to your customer’s My Account dashboard, encouraging them to return and make another purchase.

These plugins often include features similar to gift cards and smart coupons, allowing you to set rules for expiry dates, user roles, and even specific product categories or product pages where the credit can be applied.

Many solutions, such as Advanced Coupons, also integrate advanced conditions like Cart Conditions or order subtotal limits, making them flexible for different business strategies.

Using a WooCommerce Store Credit plugin is also an excellent way to build a strong loyalty program.

By rewarding customers with store credit for activities such as referrals, abandoned cart recovery, or Buy One Get One promotions, you can improve customer loyalty, reduce cart abandonment, and enhance the overall customer experience.

Some plugins even include dashboards like the Store Credits Dashboard, integration with email marketing tools, or compatibility with Cashback Coupons and dynamic pricing systems.

This makes them an essential part of any WooCommerce-based online store aiming to boost engagement and increase repeat purchases.

What to Look for in WooCommerce Store Credit Plugins

When choosing the right WooCommerce Store Credit plugin for your online store, it’s essential to evaluate the features and flexibility it offers.

The right tool can improve customer loyalty, reduce cart abandonment, and streamline your checkout process. Here are the key aspects to consider:

• Flexible Credit Management: Look for plugins that allow you to issue store credits manually or automatically, adjust balances from the Store Credits Dashboard, and set custom expiry dates. This helps you target specific user roles, manage abandoned carts, and reward loyal customers effectively.
• Integration with Coupons and Discounts: Many plugins work hand-in-hand with coupon codes, Cashback Coupons, or even advanced discount systems like Dynamic Pricing and Pricing Rules. Features such as Buy One Get One or Buy X Get Y Free promotions can be seamlessly combined with store credit for greater flexibility.
• Compatibility with Other WooCommerce Plugins: Ensure the plugin integrates with popular WooCommerce plugins like Advanced Coupons, WooCommerce PDF Invoices & Packing Slips, and WooCommerce Checkout Field Manager. Support for email marketing tools (e.g., WP Mail SMTP, Constant Contact, or HubSpot CRM) and analytics platforms like Google Analytics can help track the impact of your loyalty strategies.
• Customer Experience Features: Choose plugins that enhance the customer experience by displaying store credit balances on My Account pages, during the checkout process, and on product pages. Features like push notifications, social proof, or even QR code integration can further engage customers.
• Advanced Conditions and Reporting: A good plugin should allow you to set Cart Conditions, restrict credit usage by product categories, and analyze performance through a robust report section. This ensures you can optimize your loyalty program and make data-driven decisions.

By focusing on these factors, you can select a WooCommerce store credit plugin that improves your store’s eCommerce features, boosts repeat purchases, and drives overall growth.

Best 10 WooCommerce Store Credit Plugins

In a nutshell, here are the best 10 WooCommerce store credit plugins you should try:

• YITH WooCommerce Account Funds
• Store credit for WooCommerce
• Store Credit / Gift Cards for WooCommerce
• Fast Credit Pro
• Advanced Coupons for WooCommerce
• AffiliateWP – Store Credit
• Get Paid Wallet Addon
• EDD Wallet
• Wallets System for WooCommerce
• TeraWallet

Below, we will explain what each plugin has to offer. So, based on your preferences and requirements, you can choose a tool.

Without any further ado, let’s get into the list.

1. YITH WooCommerce Account Funds

YITH WooCommerce Account Funds is a powerful WooCommerce plugin that lets customers deposit funds into their accounts and use them as store credit for future purchases.

This encourages repeat orders, boosts customer loyalty, and simplifies the checkout process. The plugin integrates with Advanced Coupons, discount plugins, and Dynamic Pricing, giving you the flexibility to run custom promotions.

It supports WooCommerce Multilingual for global stores and payment gateways like Stripe Payments, making it ideal for any audience.

The plugin is also compatible with Cart for WooCommerce, WooCommerce gift card plugins, and tools like Uncanny Automator for automated notifications. You can track performance using Google Analytics or All in One SEO, and send reminders through Constant Contact.

Main Features

• Allow customers to deposit funds and use them as store credit for future purchases.
• Offer exclusive discounts to customers paying with account funds.
• Compatible with major payment gateways like Stripe Payments and PayPal.
• Integrates with popular WooCommerce plugins including WooCommerce Multilingual and other YITH extensions.
• Admins can manually adjust balances, process refunds, and reward customers with bonuses.

Pros and Cons

Pros	Cons
Encourages repeat purchases by letting customers preload funds.	Advanced settings for promotions may require extra configuration.
Simplifies the checkout process with faster payments using stored credits.	Works best within the YITH ecosystem; third-party integrations can be limited.
Easy integration with other YITH and WooCommerce plugins.	No free version—requires a paid annual license.
Helps stores run promotional campaigns using fund bonuses.
Complete control over customer balances and fund management.

Pricing

YITH WooCommerce Account Funds starts at $79.99/year for a single-site license.

2. Store Credit for WooCommerce

Store Credit for WooCommerce is a dedicated plugin that allows you to issue and manage store credits with ease. It’s perfect for rewarding loyal customers, handling refunds, or selling credits as gift cards.

The plugin lets you create unique store credit coupons linked to specific customers, with options to set expiry dates and usage limits. Customers can use their credit for full or partial payments and track their balance directly from their My Account section.

You can also sell credits as products with fixed or customizable amounts, making it a versatile solution for both promotions and regular sales. Its seamless WooCommerce integration ensures a smooth experience for store owners and customers alike.

Main Features

• Create unique store credit coupons linked to specific customer emails.
• Allow partial payments using store credits combined with other payment methods.
• Sell store credits as products with fixed or custom amounts.
• Automatically restore unused credits if an order is refunded or canceled.
• Set expiry dates and usage limits for better control.

Pros and Cons

Pros	Cons
Native WooCommerce integration ensures smooth performance.	Lacks advanced marketing features like bonus credits or cashback rewards.
Flexible credit redemption and partial payments.	Limited customization for promotional campaigns.
Useful for refunds, loyalty rewards, and selling credits.	Basic reporting compared to more comprehensive solutions.
Customers can easily track their credit in the My Account section.
Easy setup with minimal configuration required.

Pricing

Store Credit for WooCommerce is available for $89/year for a single-site license.

3. Store Credit / Gift Cards for WooCommerce

Store Credit / Gift Cards for WooCommerce is a flexible plugin that allows you to issue and manage store credits or gift cards with ease.

You can create credits for customer refunds, loyalty rewards, or special promotions, and customers can redeem them during checkout just like standard coupons. The plugin also lets you sell gift card products with fixed or customizable amounts.

Customers can track their balances directly from their My Account page. At the same time, store owners benefit from built-in credit logs and the ability to set expiry dates, usage restrictions, and minimum cart requirements.

Main Features

• Issue store credits or gift cards tied to customer emails.
• Sell gift card products with custom or fixed amounts.
• Set expiry dates, usage limits, and minimum cart conditions.
• Customers can view and redeem credits from the My Account section.
• Built-in credit log for admins to track usage and manage balances.

Pros and Cons

Pros	Cons
Simple to use and integrates directly with WooCommerce.	No advanced loyalty features like cashback or bonus credits.
Flexible options for credits and gift cards.	Limited reporting and analytics tools.
Customers can redeem credits over multiple purchases.	Basic frontend styling and customization.
Supports refunds, rewards, and promotional campaigns.
Free to install and use.

Pricing

This plugin is free to download and use from the WordPress plugin directory.

4. Fast Credit Pro

Fast Credit Pro is a comprehensive WooCommerce plugin designed to manage a full store credit system. It allows you to sell credit bundles, issue free credits to new users, and let customers make purchases using credits as a payment method.

You can create customizable credit products, set expiration dates, and even reward credits through subscriptions or promotions.

Customers can view their balance and transaction history in a dedicated dashboard, while the plugin’s credit payment gateway simplifies checkout by using credits exclusively.

With its flexible settings and easy setup, FastCredit Pro is ideal for building loyalty and encouraging repeat purchases.

Main Features

• Sell credit packs with custom or fixed values.
• Reward credits on sign-up or through promotions.
• Dedicated credit payment gateway for streamlined checkout.
• Supports WooCommerce Subscriptions for recurring credits.
• Customers can track balances via a credit dashboard.

Pros and Cons

Pros	Cons
Full-featured prepaid credit system.	Paid license required.
Encourages repeat purchases and customer retention.	Limited advanced analytics.
Easy to set up and manage credit expiration.	Learning curve for new users.
Works seamlessly with WooCommerce.
Can reward credits automatically.

Pricing

Fast Credit Pro starts at $119/year for a single-site license, with higher-tier plans available for multiple sites.

5. Advanced Coupons for WooCommerce

Advanced Coupons for WooCommerce is a versatile plugin that adds a complete store credit system alongside powerful coupon features.

It allows you to issue credits to customers manually or as part of a refund, which they can redeem at checkout. Customers can view their balances easily from the My Account section, encouraging repeat purchases.

In addition to store credits, the plugin supports smart coupon types like BOGO deals, auto‑apply coupons, cart condition rules, and scheduled promotions. Its features make it ideal for boosting customer loyalty and running advanced marketing campaigns, even with the free version.

Main Features

• Built‑in store credit system with admin dashboard for manual adjustments.
• Customers can pay with credits at checkout and track balances in My Account.
• Smart coupon options: BOGO deals, URL coupons, auto‑apply, and scheduling.
• Supports flexible cart conditions for targeted promotions.
• Works seamlessly with WooCommerce core features.

Pros and Cons

Pros	Cons
Store credits are available in the free version.	Reporting and analytics are basic.
Multiple coupon types help improve sales and customer engagement.	Advanced automation features are locked behind premium.
Customers can easily redeem and track credits.	Advanced automation features are locked behind a premium subscription.
Reduces admin effort with refund‑to‑credit option.
User‑friendly interface.

Pricing

The plugin is free to use, while the premium version with advanced features starts at $59.50/year for a single‑site license.

6. AffiliateWP – Store Credit

AffiliateWP Store Credit is a dedicated addon to AffiliateWP that enables affiliates to receive their earned commissions as store credit.

Once activated, administrators can mark referrals as paid, and the affiliate’s credit balance updates automatically.

Affiliates can then apply those credits during checkout as a coupon, effectively turning earned commissions into repeat purchases.

Main Features

• Payout affiliates in store credit instead of cash.
• Affiliates can opt in to use store credit via their dashboard.
• Automatic coupon generation during checkout based on available credit.
• Supports WooCommerce Subscriptions renewals using stored credit.
• Admin view of affiliate credit balances and redemption history.

Pros and Cons

Pros	Cons
Keeps affiliate payouts within the ecosystem to drive repeat sales.	Must use the AffiliateWP core plugin to enable it.
Automated credit-to-commission handling reduces admin overhead.	There is no standalone store credit system for regular customers.
Affiliates can choose store credit or cash payments.	Analytics and management features are limited compared to full loyalty plugins.
Works well with WooCommerce checkout flow.
Enhances loyalty through built-in incentives.

Pricing

This is a free WordPress plugin.

7. Get Paid Wallet Addon

The GetPaid Wallet plugin extends your WooCommerce or GetPaid setup by adding a complete wallet system that customers can use as store credit.

Users can deposit funds into their wallet and spend them on products or services at checkout, either partially or in whole. Admins can issue refunds directly into wallets, reward customers with bonus credits, and set custom rules for wallet usage.

Customers can monitor their balance and transaction history directly from their My Account dashboard, while businesses can boost retention with incentives and rewards. It’s a simple yet effective way to improve the checkout experience and encourage repeat purchases.

Main Features

• Customers can top up their wallet balance using existing payment gateways.
• Wallet balance can be used for full or partial checkout payments.
• Refunds, rewards, and bonuses can be credited directly to wallets.
• Customers can view their balance and transactions in My Account.
• Admins have complete control over wallet usage and adjustments.

Pros and Cons

Pros	Cons
Promotes loyalty through prepaid wallet balances.	Requires the GetPaid core plugin for functionality.
Reduces payment friction and cart abandonment.	Advanced features may need premium add-ons.
Easy to manage for both store owners and customers.	Basic reporting compared to specialized analytics plugins.
Refunds and rewards are handled instantly.
Integrates seamlessly with WooCommerce and GetPaid.

Pricing

The GetPaid Wallet plugin is available as part of the premium GetPaid extensions bundle, starting at $199/year for a single-site license.

8. EDD Wallet (Wallet for Easy Digital Downloads)

EDD Wallet adds a streamlined store credit system to your Easy Digital Downloads store. Customers can deposit funds into their wallet and use the balance to make future digital product purchases—reducing payment friction and encouraging repeat sales.

Admins can define deposit packages, manually adjust balances, and track wallet activity. Customers access a wallet overview and transaction history through their My Account area.

The plugin also supports bonus credit incentives and discount perks for purchases made using wallet funds. It works across all payment gateways and helps store owners save on transaction fees by consolidating multiple purchases under one deposit.

Main Features

• Customers deposit credits using standard payment methods.
• Admins set custom deposit tiers and manual balance adjustments.
• Optionally reward wallet-based purchases with discounts.
• Wallet transactions and balances visible to customers and admins.
• Supports refunds credited back into the wallet.

Pros and Cons

Pros	Cons
Encourages loyalty through prepaid credit bundles.	Lacks advanced analytics or marketing tools out of the box.
Simplifies checkout by using wallet balance.	No support for recurring credits or multi-currency.
Saves on transaction fees for subsequent purchases.	Front-end styling is minimal without a custom design.
Easy balance tracking for both users and admins.
Suitable for selling digital products and memberships.

Pricing

EDD Wallet is available as an add‑on starting at $89/year for a single‑site license, with tiered pricing for 2–5 sites ($129/year) and unlimited sites ($209/year).

9. Wallets System for WooCommerce

Wallet System for WooCommerce transforms your WooCommerce store by adding a built-in wallet feature that customers can preload, spend, and even earn cashback from.

It supports partial payments, automatic discounts for using wallet funds, and referral-based credit bonuses. Users enjoy a wallet dashboard to track transactions, recharge balances, and view earnings—all right from their My Account area.

Admins can manage balances, issue manual credit or debit adjustments, and view users’ wallet reports. It’s a robust, flexible option for building customer loyalty and simplifying store credit management, while being completely free to install and use.

Main Features

• Recharge wallets using any WooCommerce payment method.
• Apply partial or full payment from the wallet balance.
• Offer cashback rewards, referral incentives, and daily login credit.
• Automatic discounts for purchases paid via wallet.
• Admin control over bulk balance edits and refund processing.
• Detailed transaction history and individual user reports.

Pros and Cons

Pros	Cons
Fully featured digital wallet with no upfront cost.	Advanced features like withdrawals and BNPL only in premium version.
Encourages repeat sales with built-in rewards and cashback.	Analytics and reporting are basic.
Seamless checkout using wallet funds.	UI customization by default is limited.
Customers manage credit in their account area.
Admin-side tools to adjust balances in bulk or individually.

Pricing

The core plugin is free. Upgrading to Pro—unlocking features like wallet transfers, withdrawal requests, and negative balance handling—starts at approximately $79/year for a single-site license.

10. TeraWallet

TeraWallet (formerly WooWallet) is a versatile WooCommerce plugin that creates a complete wallet system for your store. Customers can deposit funds, receive refunds, earn cashback rewards, and use their wallet balance as store credits during checkout.

This encourages repeat purchases, reduces abandoned carts, and speeds up the buying process. The plugin supports partial and complete payments using wallet funds, making it flexible for both customers and store owners.

It integrates seamlessly with popular discount plugins, Dynamic Pricing tools, and payment gateways, including PayPal and Stripe.

TeraWallet also works with WooCommerce Multilingual, ensuring a smooth experience for international customers. Ideal for stores of any size, TeraWallet is an affordable way to build loyalty and manage store credit programs effectively.

Main Features

• Wallet system with deposit, refund, and cashback features.
• Customers can pay fully or partially with their wallet balance.
• Compatible with popular payment gateways and WooCommerce Multilingual.
• Supports Push notifications and automated reminders.
• Integration with third-party plugins like Advanced Coupons and Cart for WooCommerce.

Pros and Cons

Pros	Cons
Easy-to-use wallet system with strong customization.	Advanced features may require premium add-ons.
Improves checkout speed and reduces abandoned carts.	The interface could feel basic compared to premium plugins.
Integrates with loyalty programs and discount plugins.
Works with multiple payment methods.
Supports cashback rewards.

Pricing

TeraWallet is free on WordPress.org, with premium add-ons starting at $15/year.

How to Choose the Right Plugin for Your Store

With so many WooCommerce plugins available, selecting the right WooCommerce Store Credit plugin can feel overwhelming. The best choice depends on your store’s size, goals, and the eCommerce features you need. Here are some factors to consider:

• Feature Set and Flexibility: Look for plugins that offer advanced features like Dynamic Pricing, credit restrictions on specific product pages, and integration with other extensions such as Advanced Coupons, discount plugins, or WooCommerce gift card plugin solutions. This ensures you can run seasonal campaigns like Black Friday and target multiple customer segments effectively.
• Integration with Other Tools: Your plugin should work seamlessly with popular tools like Google Analytics, All in One SEO, Constant Contact, and HubSpot CRM. It’s also beneficial if it supports automation platforms such as Uncanny Automator and email tools like WP Mail SMTP for reminders and follow-ups.
• Customer Experience Enhancements: Select a plugin that enhances the shopping journey by displaying credit balances on product pages, sending Push notifications, and using social proof to encourage purchases. Features like Variation Swatches for WooCommerce and integrations with Cart for WooCommerce can further improve user experience.
• Reporting and Multilingual Support: A robust report section is crucial for tracking performance. Plugins with WooCommerce Multilingual compatibility can help expand your reach to international audiences, while multi-currency support and accurate shipping charge handling are also essential for global stores.
• Pricing and Payment Options: Consider the plugin’s pricing and whether it supports features like wholesale pricing or payment gateways such as Stripe Payments. This will ensure your store credit program aligns with your overall business model and sales funnels.

By weighing these factors, you can choose a WooCommerce Store Credit plugin that fits your store’s needs and integrates effortlessly with your existing systems, setting the foundation for improved customer loyalty and long-term growth.

Tips to Maximize Customer Loyalty with Store Credits

Using store credits effectively can turn one-time buyers into repeat customers. Here are some proven strategies to help you get the most out of your WooCommerce Store Credit plugins:

• Combine Store Credits with Other Incentives: Use credits alongside coupon codes, URL coupons, or a discount plugin for a more substantial impact. Pairing them with promotions like Buy One Get One or Shipping Discounts can encourage larger cart totals and reduce abandoned checkouts.
• Create a Full Loyalty Program: Integrate store credits into a complete loyalty program using plugins like Advanced Coupons or WooCommerce Wholesale Suite. Reward activities like referrals, social sharing on social media feeds, or joining an affiliate program.
• Leverage Email and SMS Notifications: Keep customers engaged by sending reminders about unused credits via WooCommerce SMS notifications, Amazon SES, or other SMTP service providers. Automated workflows through Uncanny Automator and tools like WP Mail SMTP ensure no customer misses a chance to redeem their rewards.
• Personalize the Customer Experience: Display credit balances on customer accounts and My Account pages, highlight credits during the checkout process, and offer options for Online Gift cards or digital gift cards with custom gift card templates. Personalization can significantly enhance the customer experience.
• Use Advanced Conditions and Analytics: Apply Cart Conditions to control when and how credits can be used—by product categories, user roles, or order subtotals. Analyze performance using tools like Google Analytics, All in One SEO, and the plugin’s report section to see which strategies drive the most customer loyalty.
• Optimize Performance and Multilingual Support: Combine your store credit system with WP Rocket for speed, WooCommerce Multilingual for international stores, and multi-currency support through tools like FOX WooCommerce Currency Switcher. This ensures your credits program works seamlessly across all regions and devices.

By applying these strategies, your online store can use WooCommerce Store Credit plugins not just to reward customers, but to build long-term relationships and drive sustainable growth.

Frequently Asked Questions

Now, let’s take a look at some of the frequently asked questions and answers regarding this topic.

Conclusion

Store credit plugins are a powerful way to encourage customer loyalty and repeat purchases.

By allowing shoppers to use credits, gift cards, or wallet balances, you can provide a more flexible and rewarding shopping experience. These tools also help reduce cart abandonment and make refunds easier to manage.

With so many great options available, the key is to choose a plugin that aligns with your store’s specific needs and budget.

Whether you run a small shop or a growing online business, the right solution can help you build stronger relationships with your customers and boost your overall revenue. Take the time to compare features, ease of use, and pricing before making a decision.

Once implemented, a store credit system can become an integral part of your marketing and customer retention strategy, keeping shoppers engaged and coming back to your store time and time again.

So, which plugin are you going to use?

Let us know in the comments.